Data Protection & Privacy

Privacy Policy – 92koko Pakistan Data Protection Statement

This Privacy Policy explains in plain English what personal information 92koko collects from Pakistani players, why we collect it, how we use it, who we share it with, and what controls you have over your own data.

Last updated: 1 January 2025 Applicable to: Pakistan privacy@92koko.bet
Your Data Is Protected
256-bit encryption · No data sales · Full access rights
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Plain-language summary: 92koko collects the personal information needed to run your account, verify your identity, process PKR payments, and keep the platform secure. We do not sell your data to anyone. You have the right to access, correct or delete your data at any time by contacting us at privacy@92koko.bet.
1. Overview §1

92koko is an online gaming platform available at https://92koko.bet, built specifically for players in Pakistan. This Privacy Policy sets out, in straightforward terms, how 92koko handles personal information belonging to Pakistani players who visit our website, register an account, make deposits, play games, or contact our support team.

92koko takes data privacy seriously. We collect only the information that is genuinely necessary to operate the platform, verify your identity, process your PKR transactions through methods like Easypaisa and JazzCash, and provide meaningful customer support. We do not harvest data for the sake of it, and we do not sell your personal information to third parties for marketing or any other commercial purpose.

This policy applies to all personal data processed by 92koko in connection with the platform. It covers data collected through the website, through mobile-optimised interfaces, through payment transactions, and through communications with our support team. By registering an account on 92koko or by continuing to use the platform after this policy is published, you confirm that you have read and understood how we handle your data.

2. Who We Are (Data Controller) §2

For the purposes of this Privacy Policy, 92koko is the data controller — meaning we are responsible for determining how and why your personal data is processed. When you interact with the 92koko platform, your data is processed under our control and in accordance with this policy.

If you have any questions or concerns about how your personal data is handled, or if you wish to exercise any of the rights described in Section 10, please contact our Data Privacy team:

92koko Data Privacy Team
Email: privacy@92koko.bet
General support: support@92koko.bet
Platform: https://92koko.bet
Operating jurisdiction: Pakistan
3. What Personal Data We Collect §3

The table below describes the categories of personal data 92koko collects and the source of that data. We do not collect more information than is necessary for the stated purposes.

Data Category Specific Data Points Source
Registration Data Full legal name, date of birth, email address, mobile number, chosen username and password (stored hashed) You provide this directly
Identity Verification (KYC) CNIC number, scanned copy of CNIC or passport, selfie or live photo for face verification, proof of address if requested You provide this when prompted
Payment Data Easypaisa / JazzCash mobile number, NayaPay / SadaPay account reference, bank account details for IBFT, masked card number and expiry for Visa/Mastercard. Full card numbers are never stored by 92koko. You provide this during transactions
Transaction Records Deposit amounts, withdrawal amounts, dates and times, payment method used, transaction reference numbers, PKR values of all bets and winnings Generated automatically by the platform
Gameplay Data Game history, bet history, win/loss records, session durations, stake sizes, game types played, cash-out timestamps for crash games Generated automatically by the platform
Device & Technical Data IP address, device type, operating system, browser type and version, screen resolution, time zone setting Collected automatically on platform access
Communications Data Content of support chat messages, emails sent to 92koko, complaint records, dispute records Generated through your communications with us
Responsible Gaming Data Deposit limits set, session time settings, self-exclusion status, reality check preferences, loss limit settings Generated when you use responsible gaming tools
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4. How We Collect Your Data §4

92koko collects personal data through three main channels. Each channel is described below so you understand exactly when and how your information enters our systems.

You Directly
Registration, KYC, deposits
Automatically
Device, IP, gameplay logs
Third Parties
Payment processors, fraud checks

4.1 Data You Provide Directly

When you register an account, complete KYC verification, make a deposit or withdrawal, contact customer support, or claim a promotion on 92koko, you provide personal data directly to us. The specific data points collected through each of these actions are listed in the table in Section 3.

4.2 Data Collected Automatically

When you access the 92koko platform — whether through a desktop browser or a mobile device on 4G — we automatically collect technical data about your device and connection. This includes your IP address, device type, operating system, and browser details. This information is collected using standard server logs and, where applicable, cookies and similar technologies. See Section 7 for full details on cookies.

4.3 Data From Third Parties

92koko may receive information about you from third-party service providers in limited circumstances. This includes: confirmation of payment transaction status from Easypaisa, JazzCash, and other payment processors; identity verification results from third-party KYC providers where we use automated document verification; and fraud risk signals from fraud prevention services. We do not purchase personal data lists from data brokers.

5. Why We Use Your Personal Data §5

92koko uses your personal data only for specific, legitimate purposes. We do not use your data for purposes that are unrelated to operating the platform and serving you as a player. The table below sets out every purpose for which 92koko processes personal data and the legal basis for doing so.

  • Account creation and management: To register your account, verify your identity, and maintain your account in working order. This is necessary to perform the contract we have with you.
  • Processing PKR deposits and withdrawals: To receive and send payments through Easypaisa, JazzCash, NayaPay, SadaPay, IBFT, and card payment methods. This is necessary to perform the contract.
  • KYC compliance: To verify that you are who you say you are, that you are 18 or older, and that your payment accounts belong to you. This is both a contractual necessity and a legal obligation under applicable Pakistani financial regulations.
  • Fraud prevention and security: To detect and prevent cheating, multi-accounting, money laundering, and account takeover attacks. This is a legitimate interest of 92koko and is also required by law in some cases.
  • Customer support: To investigate and resolve queries, disputes, and complaints raised by you. This is necessary to perform the contract.
  • Responsible gaming monitoring: To identify patterns consistent with problem gambling and to apply responsible gaming tools proactively where appropriate. This is a legitimate interest that serves your wellbeing directly.
  • Platform improvement: To analyse aggregate gameplay and technical data to identify bugs, improve game performance, and develop new features. This is a legitimate interest, and only aggregated/anonymised data is used for this purpose where possible.
  • Marketing communications (where consented): To send you promotional offers, tournament notifications, and bonus information by email or in-platform notification. This relies on your explicit consent, which you may withdraw at any time in your account settings.
  • Legal compliance: To respond to lawful requests from Pakistani regulatory and law enforcement authorities and to meet our obligations under applicable law.
6. Who We Share Your Data With §6
Key point: 92koko does not sell your personal data to any third party for any purpose. Data sharing is limited to what is strictly necessary to operate the platform and comply with the law.

92koko shares personal data with the following categories of third parties in the circumstances described:

  • Payment processors: Easypaisa, JazzCash, NayaPay, SadaPay, and card payment gateways receive the minimum data necessary to process your specific transaction — typically your account reference and transaction amount. They do not receive your full gaming history or gameplay data.
  • Identity verification providers: Where 92koko uses a third-party automated KYC service, your submitted identity documents may be processed by that provider solely for the purpose of verifying your identity. These providers are contractually prohibited from using your data for any other purpose.
  • Fraud prevention services: 92koko may share device and transaction data with fraud prevention systems to identify and block fraudulent activity. Data shared for this purpose is limited to technical identifiers and transaction patterns.
  • Game providers: Where 92koko integrates games from third-party software providers, those providers may receive gameplay data relating to rounds played on their titles. This is typically limited to technical game session data and does not include your full personal profile.
  • Legal authorities: 92koko will disclose personal data to Pakistani law enforcement, regulatory bodies, or courts when required to do so by a valid legal order or where we are otherwise obligated by law. We will notify you of such a disclosure where we are legally permitted to do so.
  • Group companies: 92koko may share data within its corporate group where necessary for internal administrative purposes, subject to the same data protection standards as this policy.

All third parties who receive personal data from 92koko are required by contract to handle that data securely, to use it only for the specified purpose, and to comply with applicable data protection obligations.

92koko
7. Cookies & Tracking Technologies §7

92koko uses cookies and similar technologies on the platform. A cookie is a small text file stored on your device when you visit a website. Cookies help the platform function correctly and help us understand how Players use 92koko so we can improve the experience.

7.1 Essential Cookies

These cookies are strictly necessary for the platform to work. They maintain your login session, remember your language preferences, and ensure security features such as CSRF protection function correctly. You cannot opt out of essential cookies without also opting out of using the platform.

7.2 Functional Cookies

These cookies remember your preferences — for example, your preferred game category, your last deposit method, and your responsible gaming settings. They are not required for the platform to operate but meaningfully improve your experience. You may disable these in your browser settings.

7.3 Analytics Cookies

92koko uses analytics cookies to understand aggregate traffic patterns, identify popular games, and detect pages that load slowly on Pakistani 4G connections. Analytics data is processed in aggregated form and is not used to build personal profiles. You may opt out of analytics cookies through the cookie preference settings accessible from the platform footer.

7.4 Managing Cookies

Most modern browsers allow you to view, delete, and block cookies through their settings menus. Blocking essential cookies will prevent you from logging in or playing games on 92koko. Blocking functional or analytics cookies will not prevent platform access but may reduce the quality of your experience. Instructions for managing cookies in common browsers are available in each browser's help documentation.

8. How Long We Keep Your Data §8

92koko retains personal data only for as long as is necessary for the purposes described in Section 5, or for as long as required by applicable Pakistani law, whichever is longer.

  • Active account data: Retained for the entire duration your account is open on 92koko plus a minimum of 5 years after account closure, in line with standard financial record-keeping obligations.
  • KYC documents: Retained for a minimum of 5 years from the date the account is closed or from the date of the last transaction, whichever is later.
  • Transaction records: Retained for a minimum of 5 years from the date of the transaction.
  • Communications (support tickets, emails): Retained for 3 years from the date of the communication, unless the communication is related to a dispute or investigation, in which case it is retained until that matter is fully resolved and for 3 years thereafter.
  • Gameplay logs: Retained for 2 years from the date of each session unless a dispute is raised, in which case the relevant logs are retained until the dispute is resolved.
  • Marketing consent records: Retained until you withdraw consent and for 1 year thereafter as evidence of the consent having existed.

When data is no longer required and the retention period has expired, 92koko securely deletes or anonymises it in a manner that prevents reconstruction of the original data.

9. Security Measures §9

92koko implements a comprehensive set of technical and organisational security measures to protect your personal data against unauthorised access, disclosure, alteration, and destruction. The following measures are in place across the platform.

TLS 1.3 Encryption in Transit
All data transmitted between your browser and 92koko servers is encrypted using TLS 1.3
Active
AES-256 Encryption at Rest
Sensitive stored data including KYC documents is encrypted at rest using AES-256
Active
Password Hashing (bcrypt)
Passwords are never stored in plain text — only bcrypt hashes are retained
Active
Two-Factor Authentication
Optional 2FA available for all accounts; required for withdrawals above Rs 50,000
Available
24/7 Fraud Monitoring
Automated systems monitor transactions and login patterns for anomalies in real time
Active
Access Controls & Staff Training
Internal access to personal data is restricted on a need-to-know basis; all staff are trained on data handling
Active
Your responsibility: 92koko's security measures cannot fully protect your account if your login credentials are compromised. Use a strong, unique password for your 92koko account. Never share your password with anyone, including people claiming to be 92koko staff — we will never ask for your password. If you suspect unauthorised access to your account, contact support immediately.
10. Your Data Rights §10

As a player on 92koko, you have specific rights over your personal data. These rights are meaningful and exercisable — not just words in a document. To exercise any of the rights below, contact us at privacy@92koko.bet with your registered account email and a description of your request. We will respond within 30 days.

Right of Access
You have the right to request a copy of all personal data 92koko holds about you. We will provide this in a readable format. You can also view much of your own data — transaction history, gameplay history, and account details — directly in your account dashboard at any time.
Right to Rectification
If any personal data 92koko holds about you is inaccurate or out of date, you have the right to request that it be corrected. For basic account information such as your email address or mobile number, you can update this yourself in your account settings. For identity document information, contact the privacy team.
Right to Erasure
You may request that 92koko delete your personal data. This right is subject to our legal obligations — for example, we are required by Pakistani financial regulations to retain KYC and transaction records for a minimum period even after account closure. Where deletion is legally possible, we will carry it out within 30 days.
Right to Restrict Processing
You may request that 92koko restrict the processing of your data in certain circumstances — for example, while a dispute about the accuracy of your data is being resolved. Restricted data is retained but not actively used until the restriction is lifted.
Right to Data Portability
You may request a copy of the personal data you have provided to 92koko in a structured, machine-readable format (such as JSON or CSV) so that you can transfer it to another service provider. This right applies to data processed on the basis of your consent or contract performance.
Right to Withdraw Consent
Where 92koko processes your data on the basis of your consent — such as sending you marketing emails — you may withdraw that consent at any time. Withdrawal of consent does not affect the lawfulness of processing carried out before the withdrawal. You can unsubscribe from marketing communications in your account notification settings.
11. Minors §11
18+ only: 92koko does not knowingly collect personal data from anyone under the age of 18. If we discover that a person under 18 has registered an account, we will immediately close the account, delete all personal data collected, and where applicable, return any deposited funds.

If you are a parent or guardian and believe that a person under 18 in your care has registered an account on 92koko, please contact us immediately at support@92koko.bet with details. We will investigate promptly and take appropriate action including account closure and data deletion. 92koko uses age verification during the KYC process specifically to prevent minors from accessing the platform.

12. Changes to This Privacy Policy §12

92koko may update this Privacy Policy from time to time to reflect changes in our data practices, applicable laws, or the services we offer. When we make material changes to this policy — meaning changes that significantly affect how we handle your personal data — we will notify you via the email address registered to your 92koko account and through a notice on the platform at least 14 days before the changes take effect.

Minor or administrative changes (such as correcting a typo or updating a contact email address) will be made without advance notice. The "Last Updated" date at the top of this page always reflects the date of the most recent revision. We encourage you to review this policy periodically, particularly before making significant transactions or claiming new promotions on 92koko.

Your continued use of 92koko after the effective date of any updated Privacy Policy constitutes your acknowledgement of the updated policy. If you disagree with changes to this policy, you may close your account by contacting the support team.

13. Contact & Privacy Complaints §13

For any question, concern, or complaint about how 92koko handles your personal data, please contact us using the details below. We take privacy complaints seriously and will investigate every complaint received and respond within 30 days.

Privacy Enquiries
Email: privacy@92koko.bet
Response within 30 days
General Support
Email: support@92koko.bet
Live chat: 24/7 in-platform

If you are not satisfied with our response to your privacy complaint, you may have the right to raise the matter with relevant data protection authorities in Pakistan or through other legal channels available to you under Pakistani law.

Why Pakistani Players Trust 92koko With Their Data

Privacy is not a feature — it is a baseline requirement. Here is what 92koko does to earn and maintain that trust

We Never Sell Your Data
92koko does not sell, rent or broker your personal data to any third party for marketing, profiling or any other commercial purpose. Your information enters 92koko and stays within 92koko — shared only with the payment processors and verification services that are strictly necessary to operate your account.
256-Bit Encryption on Every Connection
Every interaction between your device and 92koko — whether you are on 4G in Karachi or on fibre in Lahore — is protected by TLS 1.3 encryption. Sensitive stored data including KYC documents is encrypted at rest with AES-256. Your password is never stored; only a bcrypt hash is retained.
You Control Your Own Data
You can access, correct, download or request deletion of your personal data at any time. Marketing consent can be withdrawn in one click in your account notification settings. Self-exclusion and responsible gaming data tools take effect immediately and cannot be reversed by customer support for the duration you set.
Local Payment Privacy
When you deposit via Easypaisa or JazzCash, 92koko receives only the confirmation and reference data needed to credit your account. We do not store your full Easypaisa or JazzCash account credentials. Card payments are processed through a PCI-DSS compliant gateway — full card numbers never touch 92koko servers.
Responsible Gaming Data Is Private
Your responsible gaming settings — deposit limits, self-exclusion status, session reminders — are treated with the same confidentiality as financial data. This information is never shared with third parties for marketing or profiling and is used exclusively to operate the responsible gaming tools you have activated on your 92koko account.
Clear Retention — No Indefinite Storage
92koko retains your data for defined periods stated clearly in this Privacy Policy and then securely deletes it. We do not hold on to data indefinitely as a precaution. When the retention period for your data expires and there is no legal reason to keep it, it is deleted using methods that prevent reconstruction.

Ready to Play at 92koko? Your Data Is in Safe Hands

Create a free account in under a minute. Deposit via Easypaisa or JazzCash and start playing Andar Bahar, Aviator, Baccarat, slots and more — all in PKR, all on a platform that treats your personal data with the respect it deserves.

18+ only. Gamble responsibly. Full terms at Terms & Conditions. Privacy questions to privacy@92koko.bet.